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Interest Rate
 

  1. Base Lending Rate

Type of Interest Rate

Interest Rate

Effective Date

Base Lending Rate (Ringgit) 6.70%

12/05/2023

Base Rate (Ringgit) 3.77% 12/05/2023

Standardised Base Rate (Ringgit)

3.00%

12/05/2023

  2. Saving Account

  2.1 Ringgit

Range (Ringgit)

Interest Rate

Effective Date

Up to 5,000

0.05%

01/10/2021

>5,000 to 10,000

0.05%

01/10/2021

>10,000 to 20,000

0.20%

01/10/2021

>20,000 to 50,000

0.30%

01/10/2021

>50,000 to 100,000

0.80%

01/10/2021

Above 100,000

1.00%

01/10/2021

  2.2 USD

Interest Rate Effective Date
0.05%

01/10/2021

  2.3 CNY

Interest Rate Effective Date
0.50%

01/10/2021

  3. Fixed Deposit

  3.1 Ringgit

Months (Ringgit) Interest Rate Effective Date
One Month 2.90% 12/05/2023
Three Month 3.00% 12/05/2023
Six Month 3.05% 12/05/2023
Nine Month 3.15% 12/05/2023
Twelve Month 3.20% 12/05/2023

  3.2 USD

Months (USD) Interest Rate Effective Date
One Month 3.85% 29/11/2022
Three Month 5.15% 29/11/2022
Six Month 5.20% 29/11/2022
Nine Month 5.25% 29/11/2022
Twelve Month 5.30% 29/11/2022

  3.3 CNY

Months (CNY) Interest Rate Effective Date
One Month 1.50%

15/07/2022

Three Month 1.65%

15/07/2022

Six Month 1.80%

15/07/2022

Nine Month 1.95%

15/07/2022

Twelve Month 2.10%

15/07/2022

Existing retail loan facilities pegged to BR and BLR will remain at 3.27% and 6.20% respectively with the not including on Overdraft facilities whereby the existing reference rate will be converted to SBR effective 1 August 2022.