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Interest Rate
 

  1. Base Lending Rate

Type of Interest Rate

Interest Rate

Effective Date

Base Lending Rate (Ringgit) 6.45% 16/07/2025
Base Rate (Ringgit) 3.52% 16/07/2025

Standardised Base Rate (Ringgit)

2.75%

16/07/2025

  2. Saving Account

  2.1 Ringgit

Range (Ringgit)

Interest Rate

Effective Date

Up to 5,000

0.05%

01/10/2021

>5,000 to 10,000

0.05%

01/10/2021

>10,000 to 20,000

0.20%

01/10/2021

>20,000 to 50,000

0.30%

01/10/2021

>50,000 to 100,000

0.80%

01/10/2021

Above 100,000

1.00%

01/10/2021

  2.2 USD

Interest Rate Effective Date
0.05%

01/10/2021

  2.3 CNY

Interest Rate Effective Date
0.50%

01/10/2021

  3. Fixed Deposit

  3.1 Ringgit

Months (Ringgit) Interest Rate Effective Date
One Month 2.65% 16/07/2025
Three Month 2.75% 16/07/2025
Six Month 2.80% 16/07/2025
Nine Month 2.90% 16/07/2025
Twelve Month 2.95% 16/07/2025

  3.2 USD

Months (USD)

Interest Rate

Effective Date

One Month

4.40%

07/04/2025

Three Month

4.45%

07/04/2025

Six Month

4.30%

07/04/2025

Nine Month

4.15%

07/04/2025

Twelve Month

4.00%

07/04/2025

  3.3 CNY

Months (CNY)

Interest Rate

Effective Date

One Month

1.25%

01/10/2024

Three Month

1.40%

01/10/2024

Six Month

1.55%

01/10/2024

Nine Month

1.70%

01/10/2024

Twelve Month

1.85%

01/10/2024

Existing retail loan facilities pegged to BR and BLR will remain at 3.27% and 6.20% respectively with the not including on Overdraft facilities whereby the existing reference rate will be converted to SBR effective 1 August 2022.